Ace Pinjaman – Easy & Cepat Loan Services
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  • UPTOWNACE (M) SDN. BHD.

    Johor Special 1.5% Lowest Rate

    Get Approve in 20minits. Get your Cash Transfer same day!
    Loan up to 8x of your Income today!

Why Choose Us

We Provide Fast, Easy & Reliable Loans

Approve in 20 Minutes

24/7 Customer Service Online

No Deposit / No Fees

It's FREE apply. Get 100% amount, no deduction.

Johor Licensed Company

(Lesen No.: WL2771/10/01-11/090826) Get the 1.3% Lowest Rate!

Apply for Loan Now

Type of Loan

Flexible repayment, fast approval, and low rates

personal loan

  • 3.18% Lowest Rate for loan RM2,000 – RM200,000.
  • 15 minit Fast Approval. Cash transfer within 60min.
  • No Deposit/ Fees.
  • Photocopy of IC/ 3 months latest payslip
  • 99% Approve, Get loan up to 8x of your Income.
  • Flexible monthly repayment. No penalty.

Business loan

  • 3.88% Lowest Rate for loan RM5,000 – RM500,000.
  • 15 minit Fast Approval. Cash transfer within 60min.
  • Any business register (SSM) / 3 months bank statement
  • No Deposit & Guarantor/ Collateral needed.
  • Up to 10 years repayment. Flexible monthly repayment. No penalty.

Mortgage Collateral 1%

  • Just 1% Low rate, save big in the long run
  • High amount up to Millions
  • Longer tenure up to 35 years for lighter monthly payment
  • Landed properties: S&P Agreement / Grant
  • Refinance or top-up anytime for extra cash flow

1.5% Lowest Interest Rate – Promotion Now!

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Affordable Loans, Flexible Repayments

Disclosure & Key Information

Best Rate 2026

  • Maximum Annual Percentage Rate (APR) ranges from 4% to 18%. (includes interest rate plus fees and other costs for a year, or similar other rate calculated consistently with local law)
  • Minimum repayment : 6 Months
  • Maximum repayment : 60 Months

Representative example :

Financing of RM5,000 for a 12-month tenure at a fixed rate of just 5% per year.

The total payable amount over 12 months is RM5,250, with monthly installments of only RM437.50.

We have no processing fee, early-settlement fee, or any other fees.

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Contact Us Now - FREE APPLY ONLINE

What Our Clients Say

Your Trust is Our Motivation❤️

“Very fast process! I got my loan approved within 15 minutes and the cash was transferred the same day. Highly recommended.”
Ahmad R.Kuala Lumpur
“The team was so helpful and explained everything clearly. No hidden fees, no hassle – just a smooth process.”
May LiJohor Bahru
“I applied online and was surprised how simple it was. Flexible repayment plan really helped me manage my monthly budget.”
Rajesh K.Penang
“Ace Pinjaman gave me peace of mind. The interest rate promotion was the lowest I could find, and the service was professional.”
Nur Aisyah M.Selangor
“Excellent service! No guarantor, no deposit, and approval was super quick. Definitely a trustworthy loan company.”
Kelvin L.Melaka
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About UPTOWNACE

About UPTOWNACE – Trusted Loan Solutions

UptownACE (M) Sdn. Bhd.  is a licensed financial company since 2012, We had solved over 1523 customers’ worries in the past 9 years successfully with a great amount of good review, giving them freedom, as before.  With just a snap of your finger, simple & easy.

Quick and Easy

Fast approval, simple steps, no hassle.

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